Hi Tony,
It has taken me all day to mull over and absorb the info you provided. I have previously seen Dick & Tibby/Fibby,( never considered that Fibby meant Phoebe) And totally dismissed their Willie simply because I needed the date 10/2/1895. Unfortunately, I never looked past that household to make a connection to the Graham family. I believe you are indeed correct. Dick's grandson & Stella Graham married, and they are the parents of my William born 10/2/1895. He in turn married Essie and lived in Jacksonville. In 1920 Essie is widowed (?) Yet, William appears once again, this time in Pennsylvania, remarried with new family, and Essie turns up in Newark N.J. remarried in 1927. All that's left for me to do is visit my local LDS Center. Tony, you have been a great help. I was not able to see the forest for the trees. Thanks, Yvonne